The customized services offered by CCB for small and medium enterprises (SMEs) are warmly received. In Financing Forum for SMEs, which was recently hosted by China Association of Small and Medium Enterprises, China Banking Association and Financial Times, “Quick Finance” offered by CCB was awarded the “Best Financing Solution for SMEs”.

It is reported that considering the massiveness of SMEs and their needs for urgent, frequent and fast financial services, CCB has been exploring new ways to meet the needs of SMEs and has issued a series of new policies and measures aiming at supporting SMEs. Currently CCB is committed to developing professional, standardized and comprehensive models and mechanisms for the operation of financial services for small and medium enterprises.

Customer’s trust comes from innovation of services. According to development features and financial needs of SMEs, CCB developed two credit service brands-----“Quick Finance” and “Loan of Growth” for SMEs. “Quick Finance” is a kind of fast loan featuring simple procedures and diversified mortgages. There are no compulsory requirements on the rating and line of credit of the applications. The loan is handle over the counter and the loan will be offered within the specific time limit. The “Loan of Growth” is a type of loan offered to SMEs with the strong growth and better credit records. CCB will offer continuous and fast banking credit support for them across the entire process. The two brands -“Quick Finance” and “Loan of Growth” are widely known in the market.

In addition, CCB has active attempts in product innovation and portfolio so as to offer all-round financial services for SMEs. Based on the life cycle of different enterprises, characteristics of different industries and features of financial products, CCB has developed different line of services for startups, fasting-growing and mature SMEs. Our line of products include all financing products, online banking, sales and settlement network, call center for corporate customers, foreign exchange funds, financial consulting, audit consultation, strategic advisory services and other intermediary services and products.

Since the listing, CCB has been committed to accelerating product innovation, improving the quality of services around the strategic vision of “establishing a first-class international commercial bank, offering the best services for customers, maximizing shareholders’ value, and creating the best opportunities for employees”. This award is a good demonstration of the achievements made by CCB in reinforcing the financial services for small and medium enterprises.