Recently, MasterCard International awarded CCB two prizes ‘Asia-Pacific Best Innovation for MasterCard Debit Cards’ and ‘Greater-China Best MasterCard Debit Card 2004’ to honor CCB’s achievements in its debit cards such as Happy Investor wealth management card, Gold Card and Silver Card. And CCB became the first commercial bank in China to win Asia-Pacific Best Innovation for MasterCard Debit Cards granted by MasterCard International.

Happy Investor wealth management card is a multi-function debit card launched by CCB in 2004. This card offers trading and value-added services and is developed by CCB to certain VIP customers. It is a comprehensive, standard, and multi-function wealth management tool with the following featured functions: clients can access multiple accounts just by using one card, can get services including personal pledge-backed loans, foreign exchange trading, third party collection and payment and treasury bonds investment by signing an agreement, can receive bank statements regularly and can obtain different services by using different cards such as platinum card, gold card and silver card.

In recent years, CCB has launched innovative financial products one by one. In particular CCB developed many new banking cards services: in April of 2004, CCB is the first domestic bank to offer password choice function to customers when they using dual-currency credit card in China; in this June, again as the first domestic bank, CCB launched dual-currency business card in line with international criterion; in August, CCB started to offer car owners Long Automobile Card that provides car-related value-added services based on dual-currency credit card and received a favorable response from the market.

Currently, CCB offers credit cards that are competitive with other international brand, and debit cards that can meet customers needs of deposit and account transfer. And CCB cardholders can use the Long International Card in over 200 countries and regions covered by the network of international credit card organizations, and can withdraw cash from over 700,000 ATMs throughout the world. That is to say, you could use your CCB card in the whole country in the past and now you can use your CCB card throughout the whole world today.