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Terms and Conditions for Website Access

The following terms and conditions apply to your access and/or the use of this website. By assessing this website and any of its pages, you are deemed to understand and agree to be bound by these Terms and Conditions without limitation or qualification. If you do not accept any of these term and conditions, please immediately discontinue your access and/or use of this website or any part thereof.


General

This website shall not be considered as communicating any invitation or inducement to engage in banking or investment activity or any offer to buy or sell any securities or other instruments outside Malaysia. The information, material, contents and functions provided in this website is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to any law or regulation. The information, material, contents and functions provided in this website may be changed from time to time without notice at the absolute discretion of CCBM.

CCBM shall have the right at any time to delete, change or modify the terms and conditions applicable to your access to and/or use of this website, or any part thereof, or to impose new conditions. Such changes, modifications, additions or deletions shall be effective immediately upon notice thereof, which may be given by means of, including, but not limited to, posting on the website or by any other means by which you obtain notice thereof. Any access to and/or use of the website by you, after the issuance of such notice, shall be deemed to constitute acceptance by you of such deletions, changes, modifications or additions.

CCBM shall have the right at any time to change or discontinue any aspect or feature of this website including but not limited to contents, hours of availability and equipment required for access or use.


User’s Conduct

You shall use the website for lawful purposes only. You shall not transmit through the website any material which violates or infringes in any way upon the rights of others, which is unlawful, threatening, abusive, defamatory, an invasion of privacy, vulgar, obscene, profane or otherwise objectionable, which encourages conduct that would constitute a criminal offence, give rise to civil liability or otherwise violate any law, or which, without CCBM’s express prior approval, contains advertising or any solicitation with respect to products or services.

You shall not modify, publish, transmit, participate in the transfer of sale, create derivative works, or in any way exploit, any of the content, in whole or in part.

Limitation of Liability

You expressly understand and agree that CCBM or any China Construction Bank Group member (“CCB Group Members”) shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill or other intangible losses resulting from:

The use or inability to use or misuse of this website or any part thereof;

The cost of procurement of substitute goods and services resulting from any goods, data, information or services purchased or obtained or messages received or transactions entered into through or from this website;

Any unauthorized access to or alteration of your transmission or data, any material or data sent or received or not sent or received, through or from this website;

Any fraud or dishonest conduct of any third party or any statements or conduct of any third party including without limitation hacking or phishing or any malicious acts relating to this website;

Any interruptions to the service, transmission blackouts, delayed transmission or the incorrect data of this website at any time; or

The downloading of any information or material from this website or the use of any software made available by this website.


Linked Website

CCBM may provide links to other websites. Such linked websites are owned and operated by third parties and as such, CCBM has no control over such sites and resources and is not responsible for the contents available on or the set-up of any other websites linked to CCBM’s site. It is your responsibility to evaluate the accuracy, completeness or usefulness of any information, opinion, advice or other contents available through the linked website. Access to and use of such linked websites is at your own risk and subject to any term and condition applicable to such access/use. You further acknowledge and agree that in no event will CCBM be responsible or liable, directly or indirectly, for any damages, expenses or losses caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such site or resource.

Copyrights and Trademarks

Unless otherwise indicated, CCBM, CCB Group Member and other third parties (where applicable) own the trademarks, trade names, logos and service marks displayed on this website. Materials and contents on this website are protected by copyright. No part of these materials and contents may be modified, reproduced, stored in a retrieval system, transmitted in any form or by any means, copied, distributed, used for creating derivative works or used in any other way for commercial or public purposes without CCBM’s, CCB Group Member’s and other third parties’ (where applicable) prior written consent.

No Warranties and Downloading

CCBM makes no warranties of any kind, either express or implied, that this website will be available and meet your requirements, that access will not be interrupted, that there will be no delays, failures, malfunctions in communication, error or omission or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted in connection with such information or materials or that no damage will occur to your computer system. You shall be responsible at your own cost and expenses for the purchase, installation, maintenance or repair for the necessary equipment to access or use of this website including but not limited to have adequate protection for computer viruses or other destructive properties.

CCBM makes no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with this website.

Ownership

All information submitted to the CCBM via this website and all electronic records and documents in connection with any transaction or communication between you and CCBM via this website shall be deemed and remain the property of the CCBM.

Disclaimer

CCBM does not warrant the accuracy, reliability or completeness of the information and materials contained on this website, and expressly disclaims any liability for errors in, or omissions from, such information and materials. No warranty of any kind, including (but not limited to) non-infringement of third-party rights, all rights, merchantability, satisfactory quality, fitness for a purpose and freedom from computer viruses, is given in conjunction with such information and materials. These materials may be out of date, and CCBM makes no commitment to update such materials on this website.

In no event will CCBM be liable to any party for any damages, expenses or losses, regardless whether such damages, expenses or losses arise from the use or inability to use this website, any websites linked to this website, or any information contained on any or all such websites, (including, but not limited to, damages resulting from lost profits, lost data or business interruption), and regardless of any warranty, contract, infringement of rights or any other legal basis, and whether or not advance notice has been given of the possibility of such damages. If the use of the information on this website results in the need for servicing, repair or correction of equipment or data, you shall assume all costs arising thereof. As applicable laws may not allow the exclusion of liability for incidental or indirect damages or the limitation of liability, the above limitation or terms and conditions may not apply to you.

In no event shall CCBM be liable to any party for any direct, indirect, special, associated or other losses arising from the use or inability to use the content, information, functions provided on this website or on any other linked websites (including, but not limited to, any lost profits, business interruption, or the loss of information or programs or other data on your information processing system), even if CCBM has been expressly advised of the possibility of such damages.

The information, materials and contents included on this website may include inaccuracies or typographical errors. CCBM may make improvements and/or amendments and/or changes in or to this website at any time and from time to time in respect of these information, material and contents.

Reference to any specific banking product, process or service by CCBM in the website does not constitute an endorsement, a recommendation or a preference by CCBM.


Miscellaneous

These terms and conditions shall be construed in accordance with the laws of Malaysia, without regard to its rules on conflict of laws. No waiver by either party of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default. The section headings used herein are for convenience only and shall not be given any legal import. You agree to defend, indemnify CCBM and CCB Group Member from and against all losses, damages, claims or expenses, including solicitors’ fees, arising out of your access and/or use of the website.

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